OnCredit 2.6.13

OnCredit ❘ Freeware ❘
Android

Online loans are becoming increasingly accessible, with minimal documentation required and funds available on your card within just 10 minutes. Applicants can conveniently complete a loan application through the OnCredit app to secure credit online in Sri Lanka.

For those in need of financial support without the hassle of extensive paperwork, OnCredit simplifies the process significantly.

General Loan Terms

Minimum Applicant Age: 18 years
Minimum Loan Amount: Rs. 15,000
Maximum Loan Amount: Rs. 40,000
Minimum Annual Percentage Rate (APR): 16%
Maximum Annual Percentage Rate (APR): 192%
Minimum Repayment Period: 121 days
Maximum Repayment Period: 183 days
Standard Rate Reduction: Negotiable for average customers

Loan Repayment Examples

An example of a repayment plan with the lowest APR:

Loan Amount: Rs. 6,000
Repayment Period: 121 days
Annual Percentage Rate: 16%
Total Repayment Amount: Rs. 6,312
Monthly Installment: Rs. 78

An example of a repayment plan with the highest APR:

Loan Amount: Rs. 15,000
Repayment Period: 183 days
Annual Percentage Rate: 192%
Total Repayment Amount: Rs. 29,400
Monthly Installment: Rs. 2,400

Data Security

The security and confidentiality of personal information are paramount at OnCredit. The platform employs advanced encryption and data protection technologies to ensure that customer data is safeguarded throughout every stage of the loan application process.

Overview

OnCredit is a Freeware software in the category Business developed by OnCredit.

The latest version of OnCredit is 2.6.13, released on 04/11/2025. It was initially added to our database on 04/11/2025.

OnCredit runs on the following operating systems: Android.

OnCredit has not been rated by our users yet.

Pros

User-friendly interface making it easy for customers to navigate and understand options.
Flexible repayment plans tailored to individual needs.
Fast approval process enabling quick access to credit.
High acceptance rate allowing more users to avail of credit.
Integration with various payment systems for seamless transactions.

Cons

Limited availability in certain regions or countries.
Potential for high interest rates compared to traditional banks.
Concerns around data privacy and security for some users.
Limited customer support options leading to possible dissatisfaction.
Dependence on creditworthiness, which may exclude some users with poor credit history.

Screenshots (Click to view larger)

Latest Version
2.6.13

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