OnCredit 2.6.13

Online loans are becoming increasingly accessible, with minimal documentation required and funds available on your card within just 10 minutes. Applicants can conveniently complete a loan application through the OnCredit app to secure credit online in Sri Lanka.

For those in need of financial support without the hassle of extensive paperwork, OnCredit simplifies the process significantly.

General Loan Terms

• Minimum Applicant Age: 18 years
• Minimum Loan Amount: Rs. 15,000
• Maximum Loan Amount: Rs. 40,000
• Minimum Annual Percentage Rate (APR): 16%
• Maximum Annual Percentage Rate (APR): 192%
• Minimum Repayment Period: 121 days
• Maximum Repayment Period: 183 days
• Standard Rate Reduction: Negotiable for average customers

Loan Repayment Examples

An example of a repayment plan with the lowest APR:

• Loan Amount: Rs. 6,000
• Repayment Period: 121 days
• Annual Percentage Rate: 16%
• Total Repayment Amount: Rs. 6,312
• Monthly Installment: Rs. 78

An example of a repayment plan with the highest APR:

• Loan Amount: Rs. 15,000
• Repayment Period: 183 days
• Annual Percentage Rate: 192%
• Total Repayment Amount: Rs. 29,400
• Monthly Installment: Rs. 2,400

Data Security

The security and confidentiality of personal information are paramount at OnCredit. The platform employs advanced encryption and data protection technologies to ensure that customer data is safeguarded throughout every stage of the loan application process.